Stat plan above saves you 33 points, which means you have 19 saved, and 14 stats to play around with. The only time you would have to use items for skills is 10 INT for sense and 5 DEX for Maiden Trap. I decided not to suggest putting those stats to the max to get skills, because it's just a waste. It would be a lot better for you to put stats into WIS or CON to get more HP/MP. The great thing about Rogues is you can't screw up your stats.

Subbing requires that you have a fair amount of Hit Points. Plan on putting a fair amount of your stats into CON in the beginning. This should be fairly easy, since the only skills you need are Study Creature, a trap to kill with when you're young, and Great Blind Snare. I would go all CON until CON is 20 or 25. Then take WIS to 10 base, and then add STR so you can get a stronger trap. You should be able to get Stiletto with items before this. Once you have CON to 25 and WIS to around 15, go for Spring Trap, and then Great Blind Snare. You should be fine with HP/MP to sub with. However, once you have Great Blind, I would put more points into WIS, just so you have the extra Mana to blind with in CR.

Mastering require that you have 7000 or 9000 HP. You will have the advantage of carrying over 19 points when you Sub. At Insight one when you first Sub, put 5 points into WIS and 5 into CON. At Insight two, put another 5 into WIS and 5 into CON, at Insight three start putting all CON until CON is at least 60, before you add other stats. If you want more Mana, continue to add one point of WIS, starting at Insight three, until WIS is between 15-20 base. Make sure you don't neglect your CON. Always try to keep CON at double your Insight or more.

After you Sub, keep your weapon on as long as possible. But know that Assail will not level if you are using a weapon. What you want to do is hunt until you are at least 30 before you take off the weapon. Level 50 would be even better, because then you could use wolf claws. Just don't plan to macro your assails until you can remove your weapon. Wear items to help you get Ambush and Double Punch. (Luathas Gold Earrings, Silk Boots, Fioschad Leather Greaves, and Two Gold Ruby Gauntlets.)

Do not take your weapon off to use kicks! Your Assails and Stone Axe are going to be much better than your kicks. You can get Draco Form right away and use Draco Tail Kick. Get Double Punch before you do this, so you don't lose the Dex. You will need to be 4 base Dex for form. All other stats can be 3 base dex. A good time to get Draco form would be when you are about level 11. Then you can relog and your Sparkles will make you 5+ all.

Do not master as a Power Monk. It's not worth it to have to pay that much more for stats. Any slight advantage you have in power with be quickly overturned when other Monks pass you when they can buy more stats than you can.

Make your own Hubae. There isn't enough Hubae in the game for you to get all the skills you need, and it's a headache trying to pay for them or get them from people you don't know. Most Monks are going to want around 10 million for you to teach them. I suggest you make friends to help you do Hubae, and be willing to return the favor. Don't worry about getting Wraith Touch (64 Dugons). It is worthless, and only a "for show" skill. It's only use is in Arena Battles, but it is still 5 lines, takes 1400 MP, and misses too often against high MR competitors. Get it someday, just don't stress out about it. Wolf Fang Fist (40 Dugons) is a must for Arena, and also nice for hunting.

Mastering doesn't require many HP or MP. However, I would recommend getting as much as possible. The last thing you want to do is spend experience on Mana while you're trying to max your stats. You will have the advantage of carrying over 19 points when you Sub. At Insight one when you first Sub, put 5 points into WIS and 5 into CON. At Insight two, put another 5 into WIS and 5 into CON, at Insight three start putting half to WIS and half to CON until they're both 20, before you add other stats. If it was my character, I would put WIS 30 or 35, just so you have enough WIS to Blind, and still wear your heavy armor.

Your Boots, and Signets will allow you to get all of your new skills for awhile, so there is no real need to Sub in any God items. So because of this, I would recommend subbing in Blessed Gold Earrings and either Blessed or Magic Greaves. Also, be sure that you hunt with Fioschad Beannaich.

After you've hit your target WIS mark, start adding STR. If you're still bashing at a good rate, you might want to add a few more points to CON. Build STR up to about 55 base, before you start to add points to DEX for Beag Suian.

You will have the advantage of carrying over 19 points when you Sub. At Insight one when you first Sub, put 5 points into WIS and 5 into CON. At Insight two, put another 5 into WIS and 5 into CON, at Insight 3 start putting all WIS until WIS is 109 base, before you add other stats. This will insure that you have max Mana regen at Insight 99, plus around 11-12k base Mana. Once you hit 19 and get that Holy Apollo, you're home free.

Sub in the following: Dark Belt, Dark Necklace, 97 Tailored/Oren dyed Armor, Sparkle Rings or Signets, Stone Axe, Gold Ruby Gauntlets, Luathas Leather Greaves, Luathas Gold Earrings, Luathas Wood Shield, and Silk Boots.

Those items will get you Fas Nadar. Don't worry about getting Mor Fas until you have over 100 Wisdom. At 100 WIS, add the rest of your points for Mor Fas Nadar. This should give you around 12k base Mana at Insight 99.

Mastering requires very few HP/MP, but get as much Mana as you can. You will want to go all out WIS, until WIS is at least 15. Then add 1 point to WIS, 1 point to CON each Insight, until CON is 10 base. After that, continue to add only WIS until you reach your WIS goal. You could take WIS up to like 120 and try and squeeze every drop of Mana you can. The 10 base CON is for Fas Nadur

Ard Puinneag Spiorad, or any of the Ard Leasaich or Ard Nadars will be very fast to max, and are low Stat requirements.